Cred

The busy-room bonus has a board. Every hour somebody else spends in a room you opened is on it, over the last thirty days, with the rate each owner has climbed to. See the room board →

Passive Cred is paid on a timer from what the systems already record, counting everything on file from the day the club started. It pays the difference since the last run, so nothing is ever paid twice and nothing is lost if a run is missed.

What you have climbed to multiplies the hour. Ladders stack, rungs do not: within one ladder only your highest rank counts, but a cypher tier, a King of the Cypher rank and a league place add together - a 1.25x and a 1.5x is 2.75x, not 1.875x. It changes nothing but your time in the rooms - battling, judging and the rest pay the same to everybody.

The ten days before 9 October were put right. Until then the ladders were multiplied together, which underpaid anybody holding more than one. Everybody who came up short has been paid the difference as a correction on their record - 32 members, 21,103 Cred - and nobody has had anything taken off them, including the few the old rule happened to favour. Some rows could not be recalculated at all: where a members roles have changed since, there is no record of which ladders they held on the night, and a guess would be worse than leaving it alone. Those were left as they were settled.

Paid once a day for as long as the role is held, and every role you hold pays - holding two rungs of a ladder pays both, not just the higher. Your daily streak is the one exception, because only one band can describe one run. The member passes pay too, and it counts everywhere the rest does, board included. What a pass buys is the means, not the permission: dressing your card is open to everybody and costs Cred, so somebody who never pays a penny can earn every piece of it and somebody who does gets there sooner. The supporter tiers still pay nothing.

Cred buys looks, and nothing that decides a place, a score or a right to take part is for sale at any price. Trying a look on is free - you are charged when you save a piece you have never owned, you pay for it once, and it stays yours to come back to. Dress your card in the Cred Shop.

Open the Cred Shop →

A collection pays a little back. Every piece you own adds to what you earn from turning up and taking part. One per cent is the floor - every piece is worth at least that - and it climbs with the price from there - the cheapest piece in the shop is worth exactly 1%, the dearest exactly 5%, and everything between sits where its price puts it. Each one says what it pays in the tables above, and they stack with no ceiling: owning all 187 pieces is 551.72%. It only ever multiplies what you did - battles, hosting, judging, flips. It is not paid on the daily role money and not on anything the tables hand you for simply holding a role, so a collection is an investment in being active and never an income on its own. Do nothing and it pays nothing.

There is no maximum on any of them - the only limit is what you hold, and the stake comes off before a card is dealt, so you cannot play a hand you cannot cover. The odds above are the real ones and they are not the same: blackjack, roulette and baccarat each keep a little for the house every time, the coin and the dice keep nothing at all. None of it is buyable and none of it cashes out, so what is at stake is whether you were right.

The house keeps between nothing and 2.7% depending which game you sit at. These are the ways some of it comes back to the people who play.

Every rung pays once, ever. Rounds and stakes are counted across all five games from the whole history of the ledger, so anything you have already played is already on the board. A rung cannot pay twice - the ledger refuses the second one rather than trusting a flag to be right.

A losing day pays a tenth of it back. Settled the morning after, on what you were actually down over the day - stakes less winnings - and never on what you staked. A tenth of turnover would be more than any game here keeps, and on the coin, which keeps nothing at all, it would be free money forever. A tenth of a real loss is a tenth of a real loss. Break even and nothing comes back, because nothing was lost. The most one day can return to one member is 25,000.

The biggest win and the worst day each take 1,500. One of each, every day: the single largest payout the house handed out, and the deepest hole anybody climbed into. Both are flat on purpose - a prize that grew with the loss would be an invitation to dig - and a day too quiet to have a best and a worst in it pays neither.